EPF / PF Calculator India 2026 — Provident Fund Corpus
Calculate your EPF/PF corpus at retirement with employer contribution
Rs.
yrs left
Rs.
%
EPF Corpus at Retirement
EPF Corpus at Retirement
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Your Contribution (12%)
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Employer Contribution (8.33%)
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Interest Earned (8.15%)
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Monthly Employee PF
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EPS (Pension) Portion
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✅ EPF Tax Benefit: EPF contributions qualify under Section 80C (up to Rs.1.5L). Interest is tax-free. Withdrawal after 5 years continuous service is fully tax-free.
Frequently Asked Questions
EPFO declared 8.25% interest rate for FY 2024-25, up from 8.15% in 2023-24. The rate is set annually by the EPFO central board and approved by government.
Partial withdrawal allowed for specific purposes: house purchase (after 5 years), marriage (after 7 years), medical emergency (any time), education (after 7 years). Full withdrawal only on retirement or 2+ months unemployment.