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Home Loan Tax Benefit Calculator India FY 2026-27

Calculate home loan tax savings — Section 24b interest and 80C principal

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Home Loan Tax Benefits — Old Regime

Section 24b (Interest)
Section 80C (Principal)
Section 80EEA
Total Deduction
Annual Tax Saved
Monthly Tax Benefit

Old Tax Regime only. New regime has no home loan deductions.

FAQ

Old regime: Sec 24b up to Rs.2L on interest + 80C up to Rs.1.5L on principal. At 30% slab: max Rs.1,05,000/year.

No. New tax regime has NO home loan deductions. Only choose old regime if total deductions exceed Rs.75,000.

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